What Is Title Insurance and Why do I Need It?

Why Title Insurance: Protecting your Home Investment A home is usually the largest single investment any of us will ever make. When you purchase a home, you will purchase several types of insurance coverage to protect your home and personal property. Homeowner’s insurance protects against loss from fire, theft, or wind damage. Flood insurance protects against rising water, and a unique… Read more →

CFPB Closing Timeline Calculator (BETA VERSION)

Note: To use this calculator enter the Closing Date or Application date on the green line in a MM/DD/YYYY format and press the Enter.  The calculator includes Saturdays as business days per the CFPB guidelines. The calculator does not include Sundays and Banking Holidays. Read more →

When to Refinance: Getting the Most Out of Your Closing Date

By: Alex Brown Anyone in the lending or real estate industry knows that the end of the month is busy, very busy. No matter which closing attorney you use to close your transaction the closing date matters more than you might realize. As a borrower, understanding why some days during the month are better than others can help you maximize… Read more →

What Actually Happens at a Closing? A Step by Step Guide

The Basic Steps at Closing Closing the real estate transaction is basically the investigation made or actions taken by either a title agent or title attorney before the actual issuance of the title policy. There are five basic steps that usually followed in somewhat the same order in every real estate transaction. Although it is not the job of the… Read more →